How to check the qualifications for purchasing a house in Nanjing
Recently, Nanjing's home purchase policy has become a hot topic, and many citizens and foreign home buyers are concerned about how to check their home purchase qualifications. This article will give you a detailed introduction to the inquiry method for Nanjing’s housing purchase qualifications, and attach relevant data and analysis.
1. Overview of Nanjing’s house purchase policies
As the capital of Jiangsu Province, Nanjing’s real estate market has continued to be active in recent years. In order to stabilize the market, Nanjing has introduced a number of home purchase restriction policies, mainly including purchase restrictions, loan restrictions, sales restrictions, etc. The following is the core content of Nanjing’s latest home purchase policy:
| policy type | Specific requirements |
|---|---|
| Purchase restriction policy | Nanjing household registration households are limited to purchasing 2 houses, and non-Nanjing household registration households are limited to purchasing 1 house (social security or individual tax certificate for one year or more is required) |
| Loan restriction policy | The down payment ratio for the first house is 30%, the down payment ratio for the second house is 50%, and the loan is suspended for the third house. |
| Restricted sales policy | A newly purchased house shall not be transferred within 3 years from the date of obtaining the real estate certificate. |
2. How to check the qualifications for purchasing a house in Nanjing
There are several main ways to check the qualifications for purchasing a house in Nanjing:
1.Online inquiry:Inquire through the "My Nanjing" APP or the official website of Nanjing Real Estate Registration Center. The specific steps are as follows:
| steps | Operating Instructions |
|---|---|
| first step | Download and log in to the "My Nanjing" APP |
| Step 2 | Enter the "Real Estate" or "Real Estate Services" section |
| Step 3 | Click on the "House Purchase Eligibility Inquiry" function |
| Step 4 | Fill in personal information and submit inquiry |
| Step 5 | The system automatically returns query results |
2.Offline inquiry:Bring relevant materials to the Nanjing Real Estate Bureau or Real Estate Registration Center window for processing.
| Materials required | Things to note |
|---|---|
| Original and copy of ID card | Non-Nanjing household registration also needs to provide residence permit |
| Original and copy of household register | Household registration books of family members must be provided |
| Proof of marital status | Marriage certificate or single certificate |
| Social security or personal tax certificate | Non-Nanjing household registration is required and must be paid continuously for 12 months |
3. Frequently Asked Questions
1.Q:Can students studying at university in Nanjing buy a house?
A:College students generally do not have Nanjing household registration and social security payment records, and are not eligible for home purchase. However, if the parents are eligible to buy a house, they can purchase it in their names.
2.Q:What impact does Nanjing’s new talent policy have on home purchase qualifications?
A:According to Nanjing’s latest talent policy, qualified high-level talents can relax their qualifications for home purchase, and some talents are exempt from the purchase restriction policy. For details, please consult the Nanjing Talent Service Center.
3.Q:What should I do if the query result shows that I am not qualified to buy a house?
A:First, confirm whether the social security payment time requirements are met, and secondly, verify the number of properties under the family's name. If you really don't meet the conditions, you can consider renting a house first and waiting until the conditions are met before buying a house.
4. Analysis of hotspots for purchasing houses in various districts of Nanjing
According to Internet search data in the past 10 days, the most popular areas for home buying in Nanjing are as follows:
| area | Attention ranking | Average house price (yuan/㎡) |
|---|---|---|
| Hexi New Town | 1 | 45,000-65,000 |
| Jiangbei New District | 2 | 25,000-35,000 |
| Jiangning District | 3 | 22,000-32,000 |
| Xianlin Area | 4 | 28,000-38,000 |
| Main city | 5 | 35,000-55,000 |
5. House purchase advice
1. Check the home purchase qualifications in advance to avoid discovering that you do not meet the conditions after signing the contract.
2. Pay attention to the new real estate policy developments in Nanjing, as the policies may be adjusted.
3. Understand the supporting facilities and development plans of the intended area and make a rational choice.
4. Prepare sufficient down payment funds and consider the loan approval rate.
Through the above introduction, I believe you already have a comprehensive understanding of Nanjing’s house purchase qualification inquiries. If you have more questions, it is recommended to consult a professional real estate agency or the Nanjing Real Estate Bureau to obtain the latest policy information.
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